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Federal Housing Administration

At the Federal Housing Administration (FHA), we provide mortgage insurance on loans made by FHA-approved lenders. In fact, we're one of the largest mortgage insurers in the world. Since 1934, we've helped millions of families become homeowners. Today, we insure mortgages for single family, multifamily, and residential care facilities nationwide.







Latest News



Final Rule


40-year Mortgage Modification Added to Home Retention Toolkit

Our final rule adds a stand-alone mortgage modification to our home retention toolkit to help more struggling borrowers keep their homes.

March 8, 2023




Expanding Opportunities for Affordable Housing Training Event

If you're a non-profit or unit of government, plan to join us to learn more about how you can participate in HUD loan and property sales and how these sales present opportunities for your affordable housing initiatives.


March 2, 2023





Press Release


30 Basis Point Reduction in Annual Mortgage Insurance Premiums

A 30 base point reduction in our Single Family annual mortgage insurance premiums means that an average FHA borrower could save an estimated $800 in the first year of their mortgage.


February 22, 2023




Press Release


Enhancing Financing of Homes Needing Rehabilitation

We are seeking input on the Single Family 203(k) Rehabilitation Mortgage Insurance Program so that the program can more effectively serve as a tool to restore to productive use single family homes in need of rehabilitation.



February 14, 2023




Press Release


New COVID Assistance Option for Senior Homeowners

We have updated and expanded our assistance options for all borrowers with FHA-insured Single Family forward mortgages who are struggling to make their mortgage payments.

January 30, 2023







Business Resources

From housing to healthcare facilities, our business resources can help FHA insurance program participants stay informed. Review our guides, policy updates, and other tools to get the information you need and better serve your customers. Access special COVID-19 guidance for all FHA and Office of Housing Program Participants.

Stay up to date on the latest FHA and Office of Housing program information by subscribing to our email updates.










Consumer Resources

Our consumer resources support homeowners, homebuyers, and renters. Use these tools to get answers to your questions, understand your options, and make better housing decisions.



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Phone: (800) 225-5342

TTY: (800) 877-8339



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FHA Supports Fair Housing and Equal Opportunity

HUD is committed to enforcing the Fair Housing Act and to ensuring that people are not discriminated against when they seek housing or housing-related services. If you need assistance in determining your rights under the Fair Housing Act or applicable laws, or believe you have been a victim of housing discrimination and need assistance, we encourage you to review the information on HUD's Office of Fair Housing and Equal Opportunity webpage.