| Table of Contents |
| CHAPTER 1: MORTGAGE INSURANCE PROGRAM OVERVIEW |
| SECTION A: General Information on Programs, Process and Loan Origination Requirements/Restrictions |
| SECTION B: Fair Housing and Other Regulatory Requirements |
| SECTION C: Home Mortgage Insurance Programs |
| SECTION D: FHA Connection |
| CHAPTER 2: DE LENDER APPLICATION/APPROVAL AND LI PROGRAM ELIGIBILITY/APPROVAL |
| SECTION A: Direct Endorsement (DE) Program Lender Application |
| SECTION B: Direct Endorsement (DE) Program Lender Approval |
| SECTION C: Lender Insurance (LI) Program Eligibility & Approval |
| CHAPTER 3: MORTGAGE LOAN REQUIREMENTS AND ELIGIBILITY CRITERIA |
| SECTION A: Loan Application and Finance-Related Policies |
| SECTION B: Loans Involving HUD Employees, Relationships Posing a Possible Conflict of Interest, and Lender Employees |
| CHAPTER 4: PROPERTY VALUATION AND APPRAISALS |
| CHAPTER 5: TBD |
| CHAPTER 6: LOAN CLOSING |
| SECTION A: Loan Closing Policies |
| SECTION B: Mortgage and Note Forms |
| SECTION C: Title Exceptions |
| CHAPTER 7: MORTGAGE INSURANCE PREMIUMS |
| CHAPTER 8: LOAN ENDORSEMENT |
| SECTION A: Mortgage Loan Submission and Endorsement Process |
| SECTION B: Case Binder Preparation, Submission and Retention |
| SECTION C: Insurance Endorsement Processing |
| CHAPTER 9: MONITORING LENDER PERFORMANCE |
| SECTION A: Lender Monitoring Overview |
| SECTION B: Lender Monitoring Tools |
| SECTION C: Post Endorsement Technical Review (PETR) Procedures |
| SECTION D: Lender Sanctions |
| CHAPTER 10: CHANGES AFTER INSURANCE ENDORSEMENT |
| SECTION A: Policies on Changes After Endorsement |
| SECTION B: Changes in Home Location After Insurance Endorsement |
| CHAPTER 11: PARTIAL RELEASE OF SECURITY |
| CHAPTER 12: EXHIBITS |
| SECTION A: Mortgage and Note Form Exhibits |
| SECTION B: System Code and Error Exhibits |
| SECTION C: Mortgage Lender Letter Exhibits |
| SECTION D: Pre Endorsement Checklist Exhibits |
| SECTION E: Other Loan Program Exhibits |