How can we help?
Homelessness
HUD supports many organizations that provide housing assistance and/or supportive services to people. HUD is not a direct service provider.
For direct assistance, please refer to the following resources:
Dial 2-1-1. Press 6 for homeless services.
**If you are unable to get a response from 2-1-1 or receive a message that the service is not available from your location, you may go to: 211 and enter your zip code to find the number for your local office.
- Go to Findhelp and enter your zip code to find resources for housing, food, and basic needs.
- Contact Homeless Shelters in South Dakota.
- Search Justshelter to find community organizations working to preserve affordable housing, prevent eviction and reduce family homelessness.
Veterans:
- Contact the VA medical center near you and mention your interest in Veterans Affairs Supportive Housing (VASH) or find instructions for contacting the National Homeless Veteran Call Center. You may also call the Veterans Affairs Emergency Housing Hotline for assistance at (877) 424-3838.
- National Coalition for Homeless Veterans
- Veterans National Resource Directory-Homeless Assistance
Seniors:
- Seniors - contact the South Dakota Department of Human Services: (605) 773-5990
Persons Experiencing Violence:
- Rural South Dakota for crisis, suicide prevention and other services at (800) 664-1349
- National Domestic Violence Hotline: (800) 799-7233
- Safe Place of Eastern South Dakota: (605) 996-4440
For women and children:
- Children’s Inn for services to victims of domestic violence, elder abuse, dating violence, sexual assault and child abuse and neglect. Contact the Children’s Inn in Sioux Falls area (605) 338-4880 or outside of Sioux Falls (888) 378-7398.
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Affordable Places to Live
HUD supports many organizations that provide housing assistance and/or supportive services to people.
For direct assistance, please refer to the following resources:
- Speak to a HUD Approved Housing Counselor for advice on your specific housing needs. Search online for a HUD Approved housing counselor near you or call (800) 569-4287
- Contact your Public Housing Authority in South Dakota to inquire about information about public housing programs (Housing Choice Vouchers HUD Facts, Public Housing) or call (800) 955-2232 for help to find your local Public Housing Authority.
- Use the HUD Resource Locator to find affordable housing opportunities near you.
**Please note, the HUD Resource Locator does not show property vacancy. Please call the management company to inquire about vacancies, wait lists or the application process.- HUD does not have applications for these properties.
- HUD does not have information about the vacancies in these properties.
- HUD does not maintain waiting lists.
Low-Income Housing Tax Credit (LIHTC) Properties
- A low-income housing tax credit property is owned by a developer or landlord who participates in the Low-Income Housing Tax Credit (LIHTC) program administered by South Dakota Housing (SDH). These owners can claim tax credits for renting some or all units to low- or moderate- income tenants at restricted rent. LIHTC rents are not based on tenant’s income but instead set by the use restriction tied to the unit. Note: LIHTC owners accept Section 8 voucher tenants. To be eligible for an affordable unit in a LIHTC property, you must make no more than the income limit for that unit. LIHTC rents are not based on your income, but instead is set by the use restrictions tied to the unit. Search the database to find properties near you.
- For more information on LIHTC properties, contact South Dakota Housing at (605) 773-3181.
Find rental units for low-income persons in rural South Dakota:
- USDA Rural Development
- Assisted Senior Living nursing homes, independent and assisted living facilities
- Independent living centers for seniors and people with disabilities
- Community action agencies in South Dakota
HUD has rental assistance and housing resources through the Public Housing and Housing Choice Voucher programs.
- Public Housing provides decent and safe rental housing for eligible low-income families, the elderly and persons with disabilities. HUD provides federal aid to local Public Housing Authorities (PHAs) that manage public housing for low-income residents at rents they can afford.
- Eligibility: Public Housing is limited to low-income families and individuals. A Public Housing Authority determines eligibility based on 1) annual gross income; 2) whether you qualify as elderly, a person with disabilities, or as a family; and 3) U.S. citizenship or eligible immigration status.
- To apply, contact your local Public Housing Authority.
Housing Choice Voucher (commonly known as Section 8)
- The Housing Choice Voucher (HCV) program assists low-income families, the elderly, and the disabled to afford decent, safe and sanitary housing in the private market. Housing assistance is provided through HUD on behalf of the family or individual, so participants can find their own housing. You can use an HCV to pay for all or part of the rent.
- Eligibility: A Public Housing Authority will determine eligibility for the housing choice voucher program based on the total annual gross income and family size, U.S. citizenship, and specified categories of non-citizens who have eligible immigration status.
- To apply, contact your local Public Housing Authority. During the application process, a Public Housing Authority will collect information on family income, assets, and family composition. The Public Housing Authority will use this information to determine program eligibility and the amount of the housing assistance payment.
- Emergency CARES Act assistance for homeowners and renters impacted by COVID-19
Homeownership
- Learn more about homebuying from HUD's website
- Speak with a HUD-approved housing counselor about becoming a homeowner.
A HUD-approved housing counseling agency can offer advice customized to your housing needs. Search online for a HUD- approved housing counselor near you or call (800) 569-4287. - Native American homeownership
- Predatory lending - beware if you're buying or refinancing your home; don't become a victim of unfair lending practices.
- Find the answer online
- Email us
- Call toll-free (800) CALL-FHA (800-225-5342)
TTY: Dial 7-1-1 (Not available in all areas)
Need help buying a home? You may qualify for one of these programs
- GROW SD - agency that provides down payment assistance
- Habitat for Humanity - offers homeownership through sweat equity
- South Dakota Housing - assistance for low and moderate-income South Dakotans (605) 773-3181
- Tribal Housing Authorities - many offer homeownership programs
- U.S. Department of Agriculture Rural Development - affordable financing for rural homebuyers
- NeighborWorks - homebuyer and home repair programs
- Homes are Possible Inc. (HAPI) - a nonprofit organization that helps low to moderate-income families in Northeast South Dakota by offering down-payment assistance, home repair funding and homebuyer education (605) 225-4274.
- Mitchell Area Housing Inc. (MAHI) - a non-profit housing organization that helps to facilitate and assist families in securing good quality housing and to encourage home ownership.
- Affordable Housing Solutions - non-assisted affordable housing for people with limited incomes
I am interested in buying a home from the Veterans Affairs (VA), where can I find this information?
- Use the HUD Home Store to find HUD homes for sale
- Veterans Affairs (VA) properties for sale
- Find Information on my FHA loan
- Use the SMART Integrated Portal to make a request and begin the subordination process (see SMART FAQs & Resources)
- Contact a Secretary-Held Mortgage Servicing Contractor
Home Repairs in South Dakota
These programs and resources help homeowners with home repairs and improvements:
- Rapid City Community Development
- Sioux Falls - Single-Family Housing Rehabilitation Loan Program -financial assistance to low and moderate-income homeowners
- Community Action Agencies - assistance for low-income families:
- Habitat for Humanity - through volunteer labor, builds and rehabilitates houses for families in need
- Independent Living Centers in South Dakota - assistance for persons with disabilities to make accessible modifications to their homes
- South Dakota Housing - Community Home Improvement Program (CHIP) provides low interest loans for eligible borrowers for the improvement, repair or addition to borrowers' present home
- USDA Rural Development - rural home repair and grant programs that assist very low-income homeowners
- Learn about HUD’s Home Improvements programs
- For questions, contact the FHA Resource Center
Email: answers@hud.gov
Phone: (800) 225-5342
Emergency CARES Act assistance for homeowners and renters impacted by COVID-19
Speak with a HUD-approved housing counselor about becoming a homeowner. A HUD-approved housing counseling agency can offer advice customized to your housing needs. Search online for a HUD-approved housing counselor near you
Here are some resources that can provide legal assistance on foreclosure, renting, homeownership and other laws in South Dakota:
- Access to Justice, Inc. - provides pro bono attorney services for qualified individuals and a reduced fee program for others who do not qualify for the pro bono legal services
- Dakota Plains Legal Services - has branch offices in Eagle Butte, Ft. Thompson, Ft. Yates, Mission, Pine Ridge, Rapid City, Sisseton, and Sioux Falls
- East River Legal Services - located in Sioux Falls and serves the eastern 33 counties
- Senior Legal Helpline - available at no cost to persons 55 and older
- South Dakota Free Legal Answers - provides free legal answers for low-income persons
Make Your Home More Energy Efficient
Find advice and get help here to save money on your utility bills:
- Energy Efficiency Tax Incentives
- Community Action Agencies provide weatherization assistance in their service area
Help with your utility bills:
- Home Energy Saver - web-based do it yourself audit tool
- Low Income Energy Assistance Program (LIEAP) 1 (800) 233-8503
Report Housing Discrimination
* The Fair Housing Act prohibits discrimination because of race, color, national origin, religion, sex (including gender identity and sexual orientation), familial status, or disability.
- Please visit the Fair Housing and Equal Opportunity Page
- File a complaint with HUD’s Office of Fair Housing and Equal Opportunity (FHEO) Office:
- Online
- Call: (800) 877-7353
- Read HUD’s information on Assistance Animals and Fair Housing
- Contact the HUD’s Office of Fair Housing and Equal Opportunity (FHEO) Office at 1 (800) 877-7353
Rent Relief & Eviction Resources
HUD supports many organizations that provide housing assistance and/or supportive services to people.
HUD is not a direct service provider. For direct assistance, please refer to the following resources:
- Evictions Laws Database provides information about eviction laws
Local tenant rights, laws, and protections in South Dakota:
- South Dakota Consumer Handbook - information from the South Dakota Attorney General's Office
- South Dakota landlord tenant law
- South Dakota laws for leasing real property
- Emergency CARES Act assistance for homeowners and renters impacted by COVID-19
- South Dakota Consumer Protection to obtain renter’s rights information and/or file a complaint
- Access to Justice, Inc. provides pro bono attorney services for qualified individuals and a reduced fee program for those who do not qualify
- Dakota Plains Legal Services has branch offices in Eagle Butte, Ft. Thompson, Ft. Yates, Mission, Pine Ridge, Rapid City, Sisseton, & Sioux Falls
- East River Legal Services located in Sioux Falls and serves the eastern 33 counties
- Senior Legal Helpline is available at no cost to persons 55 and older
- Speak with a HUD-approved housing counselor to help avoid eviction:
A HUD-approved housing counseling agency can offer advice customized to help you prevent eviction. Search online for a HUD-approved housing counselor near you or call (800) 569-4287. - If you think you are a victim of illegal discrimination, you can call HUD’s Office of Fair Housing and Equal Opportunity at 1 (303) 672-5437 or File a complaint online.
- Tenants Rights and Responsibilities
- Speak with a HUD-approved housing counselor about becoming a homeowner. A HUD-approved housing counseling agency can offer advice customized to your housing needs. Search online for a HUD-approved housing counselor near you.
- Get Help Paying Rent and Bills
- Rent Relief Resources
- Contact your local government office, find your local community service providers in your area
- Contact the Low Income Home Energy Assistance Program (LIHEAP) Hotline at (800) 233-8503
Speak to a Housing Counselor
- Becoming a homeowner
- Foreclosure assistance
- Reverse mortgages
- Home improvements/repairs to my home
- Renting
Speak with a HUD Approved Housing Counselor. A HUD Approved Housing Counseling Agency can offer expert advice customized to your specific housing needs.
- Search online for a HUD Approved housing counselor near you or call (800) 569-4287
Housing Quality & Improved Living Conditions
- Resident Information
- REAC Real Estate Assessment Center
Home Repairs in South Dakota:
- The programs and resources listed below help homeowners with home repairs and improvements
Rapid City Community Development - Sioux Falls - Single-Family Housing Rehabilitation Loan Program -financial assistance to low and moderate-income homeowners
- Community Action Agencies - assistance for low-income families:
- Habitat for Humanity - through volunteer labor, builds and rehabilitates houses for families in need
- Independent Living Centers in South Dakota - assistance for persons with disabilities to make accessible modifications to their homes
- South Dakota Housing - Community Home Improvement Program (CHIP) provides low interest loans for eligible borrowers for the improvement, repair or addition to borrowers' present home
- USDA Rural Development - rural home repair and grant programs that assist very low-income homeowners
- Learn about HUD’s Home Improvements programs
- For questions, contact the FHA Resource Center:
Email: answers@hud.gov
Phone: (800) 225-5342
Disaster Resources
Immediately after a disaster, FEMA, the U.S. Small Business Administration, and other government agencies offer initial assistance. HUD then provides additional support for ongoing recovery through programs and partnerships.
- Register with FEMA online
- Register through FEMA’s disaster app on your smartphone. If you haven’t downloaded the app yet, you can go to www.fema.gov/about/news-multimedia/mobile-products
- Call (800) 621-3362. Phone lines are open 7 a.m. to 7 p.m. local time, seven days a week until further notice. Multilingual operators are on duty.
- Reach out to your local Red Cross
- HUD Disaster Resources
- HUD Disaster Line: Call (800) 304-9320 or email Recovery
- Speak with a HUD Approved Housing Counselor. A HUD-approved housing counseling agency can offer advice customized to your housing needs. Search online for a HUD-approved housing counselor near you or call (800) 569-4287.
Native American Programs
- Contact Northern Plains Office of Native American Programs (NPONAP)
- Northern Plains Office of Native American Programs (NPONAP) funding available
- Reach out to the Northern Plains Office of Native American Programs (NPONAP)
The Tribal HUD-VA Supportive Housing program (Tribal HUD-VASH) will provide rental assistance and supportive services to Native American veterans who are homeless or at risk of homelessness living on or near a reservation or other Indian areas.
- Contact your local Tribal Housing Authority
My Local Office Information
For assistance at all times, we encourage you to utilize the self-help resources above.
If you are unable to have your questions answered from the resources above, please click on the Need More Help button below to contact your local office for further assistance.
Sioux Falls Field Office
4301 W. 57th St. Ste. 101
Sioux Falls, SD 57108
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Phone: (605) 330-4223
TTY: Dial 7-1-1 (Not available in all areas)
![[Fax Icon]](https://www.hud.gov/sites/dfiles/State/images/icon_fax.png "[Fax Icon]"){kind=icon}
Fax: (202) 485-9045
Roger Jacobs, Field Office Director
Interested in learning more about what HUD is doing in your community?
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⚠ In Distress? Reach Out for Help Now
At HUD, we know housing challenges often come with other struggles. You’re not alone. These resources can help with safe housing, emergencies, or connecting with someone who will listen.
If you are in immediate danger or need urgent help, please call 911 or go to the nearest emergency room.
988 Suicide & Crisis Lifeline. Life’s challenges can sometimes be difficult. If you are feeling overwhelmed, facing mental health struggles, or emotional distress, free support is available any time:
- Call: 988
- Text: 988
- Chat: 988lifeline.org
Trained counselors are here to listen and help, 24/7.
Support for Domestic Violence Survivors. If you or someone you know is experiencing domestic violence, confidential help is available 24/7:
- Call: 1-800-799-SAFE (7233)
- Text: "Start" to 88788
- Visit: The National Domestic Violence Hotline
Mental Health & Substance Use Support. The U.S. Substance Abuse and Mental Health Services Administration (SAMHSA) Helpline offers free and confidential support for mental health, drug or alcohol use, and recovery:
- Call: 1-800-662-HELP (4357)
- TTY: 1-800-487-4889
- Text: Your ZIP code to 435748
- Visit: SAMHSA's National Helpline
Rental, Homelessness, and Eviction Help. Need help with housing challenges, like eviction, renting, foreclosure, or credit issues?
- Find a Housing Counselor: HUD's Housing Counseling Resources
- Call: 800-569-4287 (or 202-708-1455 for TTY) for multilingual assistance or disaster relief assistance.
- Visit: www.findhelp.org
